Limit Breaking Genius Mage Chapter 135

Episode 135 Bank Loan

The distance between the Jaian Forest and the large city of Lines is usually about 13 days.

If you travel by horseback almost non-stop, it takes 7 days, and if you fly continuously, it takes 3-4 days.

This means that even if you don't sleep at all and move as fast as possible, it will take 6 to 8 days for a round trip.

And a cave where no light enters.

Since this is a life-threatening ban, it is impossible to predict the duration arbitrarily. However, if there is no news for at least a month, it is safe to assume that he is dead.

In the stuffy darkness, surviving alone is extremely difficult.

however.

'Only 13 days?'

Was it by chance that the Commander's Orb was hanging at the entrance to the cave? Or did he just get scared and run away?

If not, it is an unexplained time.

Verden and Kalia sat facing each other.

After gathering her thoughts for a moment, she opened her mouth.

“First of all, I’m glad you arrived safely. I’m glad that what I was worried about didn’t happen. However, the time difference is quite large compared to what we expected.”

Although it was said indirectly, the meaning was the same.

It must mean that he really brought the Commander's Orb. Even Verden thought it came too quickly.

But there was absolutely no reason to move while considering such things.

Verden took out the Commander's Orb from his space bag.

A faint purple light entered Kalia and Vespa's vision.

"that……."

“This is the Commander’s Jewel.”

As Verden stimulated the orb with his magic power and drew out the suppressed energy, the energy of death spread out in an instant.

Although it has been considerably weakened since the Elder Lich used it, it is still sufficient to prove that it is real.

As soon as I withdrew my magic power, my energy disappeared.

A settled silence.

Kalia and Verden's gazes crossed.

“How was the request?”

“It wasn’t easy.”

“It wasn’t easy.”

Kalia twisted her lips.

'I was wrong.'

The wizard in front of me wasn't lucky.

Simply break through the dark cave and retrieve the Commander's Orb.

Now looking at him, his robes were heavily marked by the marks of a fierce battle.

Even the ends of the robe were corroded, showing traces of magic.

“There must have been an interruption. Was it the glory of the corpse?”

“We met in a cave where no light could enter.”

“You’re really chasing after me to the point of being banned? This jewel must be that important. By the way, judging from your appearance, you seem to be quite a strong black magician.”

It was strong.

Of course, I'm talking about the Elder Lich, not the Warlock.

Verden did not elaborate on the commissioning process.

Even if you put in effort, it doesn't mean you'll get more rewards.

He could have pretended to be tired and asked for extra compensation, but Verden was not the type to do that.

And the credit of Kalia, the reward for the request.

Even considering that he had to deal with the Elder Lich, it was by no means inadequate.

At least that's what it was like for Verden.

“You worked very hard. Thanks to you, I can now rest easy. We even succeeded in subduing their hideout.”

“Is that so?”

“Well, judging from the absence of the old man and woman Warren mentioned, it seems they moved their hideout when the traitor appeared, but they did save the people who were about to be sacrificed to the black magic. That alone is an achievement that cannot be compared to doing nothing.”

and.

“We are secretly tracking down the people involved and following the traces of the corpse’s glory. And we have succeeded in stealing the Commander’s Orb that they have been searching for, so if we do well, we will be able to find a clue.”

Kalia is loyal only to the kingdom and not to the royal family.

Whether or not it was related to the Third Prince, he had no intention of stopping if it threatened the kingdom.

“Of course, we should discuss compensation first.”

Kalia handed over the red pouch.

“Open it and take a look.”

Then, a crimson seal necklace with the symbol of Esperance engraved on it appeared.

“This is the credit you wanted. If you can show it to me, you will be treated like a noble anywhere in the Kingdom of Estiria.”

Especially in matters that require trust.

But that's why you have to be careful.

If you commit any unscrupulous act that tarnishes the reputation of the nobility, especially that of Esperance, the family will come to claim your credit.

The price, of course, is death.

“Of course I don’t think you would do something like that. Like using your power to prey on the weak, or borrowing money from the bank and passing the debt on to me.”

“That won’t happen.”

As a wizard, I have no intention of doing anything shameful. Kalia's credit is merely a means to an end.

Kalia nodded as Verden asserted.

“Then feel free to use it as much as you want. And you said you were going to get the necessary funds from the underworld auction house, right? With that seal, you can borrow up to 2.5 billion elk.”

Nobles receive various benefits from society.

It's the same in banks.

Since the loan is made in Kalia's name, interest is exempted for a full six months.

From then on, the interest rate was fixed at 1.8% per annum. It was a condition that ordinary people could not even dare to imagine.

“This is the first time you have given me credit for a commission. The circumstances are different, but since you risked your life to find the Commander’s Jewel in the Forbidden Realm, I readily gave it to you. But I will say it one more time out of concern for the old woman.”

Kalia's eyes flashed crimson.

“You may use the necklace as much as you want as long as it does not tarnish my honor. But if you borrow money and run away……”

That amount of money would be dizzying even for Kalia, the only daughter of the Marquis.

Of course, it won't be to the extent that her family will fall, but her image will fall into the abyss. She will be called a noble who stood surety and then got screwed.

For Kalia, who was called Baekgang, it was an unbearable humiliation and insult.

“So, be sure to pay it back.”

"All right."

“Don’t die.”

"All right."

"certainly."

Okay, I understand.

Verden answered inwardly.

* * *

Having achieved his original purpose, Verden did not leave Lines immediately.

There were two reasons for this.

One is cash to be used at the auction house.

Since it is not a legally open account, things like account transfers are impossible.

'But raising billions in cash is not an easy task.'

Whether it's Magnus Bank or Dyna Bank.

No matter where you go, there's no place that has 2.5 billion elk in cash.

I'd be lucky if I had even half of that.

So each branch needs to cooperate.

'And the person who has that kind of authority is usually the branch manager in charge of a bank in a big city.'

Here are the lines.

The seal necklace of Kalia that Verden possesses.

Moreover, since it is a line directly managed by the Marquis of Esperance, the branch manager will have no choice but to help without much persuasion.

This is the credit of a high-ranking noble.

That's why you need to visit the Dyna Bank branch in Lines.

And the other one is magic.

'Now that you've reached the 5th level, you need to learn the appropriate magic.'

The Bohemian Tower of the Elemental School.

About ten years ago, as a researcher at the Magic Tower, Verden read numerous books that were available to him.

Not only that, he even lived as an unofficial test subject for the Magic Tower.

It was such a hateful past, but that didn't mean the knowledge was forgotten.

Because he is such a Verden, he has the 5th tier elemental magic stored in his head.

So that it can be used in actual combat right away.

'But my knowledge of 5th-tier magic is lacking.'

That is why it is necessary to visit the great libraries located in the capital or a comparable city.

Because inside there were various magic books published by various magic towers.

At the national level, a certain amount of money was paid to the magicians every year to attract them, simply to foster friendly relations with them.

Because money has always been one of the best means of improving or maintaining relationships, both past and present.

It is safe to say that it has no other practical value.

It is not something that anyone can easily find unless they are nobles, and who would look for magic books that cannot even be read properly without deep knowledge?

To the public, it is nothing more than an expensive piece of ornamental art.

'Of course not me.'

Anyway, for that reason, I was thinking of looking for a 5th-tier magic book.

As long as the loan was successful, all the necessary funds would be prepared, so there was plenty of time left to invest.

'First, let's go to the Dyna Bank.'

That came first.

Verden, who had set his priorities, set foot on the streets of Lines.

* * *

Dyna Bank.

Metropolitan Lines Branch.

“Good morning again, everyone.”

“Good morning, branch manager!”

Drelf, who was in charge of the bank branch, greeted his subordinates with a smiling face.

The start of the same daily routine.

Drelf, with a kind expression, entered his office and settled into a soft chair.

Sararak. Sararak.

After that, I read through the investment reports that the employees had submitted yesterday. There was nothing else to find fault with. The investment business led by Drelp clearly showed an upward curve.

“Hahahaha. As expected, my taste is really excellent. Yummy!”

Drelf has long invested in neutral companies.

His acquaintances tried to persuade him to invest in the cooperative, and he suffered losses because of the cooperative, but he still did not withdraw the money.

Because I was vaguely aware of the darkness of the union.

I don't know exactly, but all the nobles who had a bad reputation in this area were close to the union.

Drelf, who lived in the most peaceful Lines in the kingdom, could not help but be reluctant to approach the Guild.

The influence of the Marquis of Esperance, who ruled over the Lines, may have been significant.

Drelph thought carefully and then refused again.

Even if there was immediate profit in front of you, investing in an unstable and dirty place was like gambling with a sure chance of loss.

'But what is this!'

As the union's corruption was revealed, other companies began to emerge.

The same goes for Drelph's interests.

It wasn't long before the new year, but it was clear that this would be the year's highest-performing branch manager in the Kingdom.

'If I do well, I might be able to get to the head office of the bank.'

Drelf chuckled, imagining something pleasant.

It was at that time.

“Hey, branch manager. I think you should take a look at this.”

“What's going on?”

The employee carefully spread his hands.

A crimson seal necklace was visible in Drelf's sight. It was the mark of the only daughter of the Marquis, Baekgang Kalia.

Drelf stood up with his eyes wide open.

“S, hurry up and show them to me… no, bring them here right now! Bring them tea and snacks on the way! The best!”

"yes yes!"

The staff was moving busily.

That's how Verden came into the office.

“I am Drelf Cullion, branch manager here. I would like to extend my warmest welcome to the Dinah Bank Lines Branch. Please take a seat.”

Drelf gave him a seat, guiding him very politely.

Soon, refreshments were prepared.

Drelf, who had just finished giving a grand welcome worthy of a nobleman, asked very cautiously.

“What brings you to our Dina Bank?”

“I came to get a loan. In cash.”

“Oh, I see! You’ve come to the right place. Our branch has more cash than other branches, so you won’t have any inconveniences when using it. May I ask how much money you have?”

700 million? 800 million?

Drelf had expected that from experience.

“2.5 billion elk.”

"……yes?"

Drelf blinked blankly.

'Did I hear that wrong?'

2.5 billion elk?

I waited for a while, but the answer did not change.

'really?'

I know that the maximum loan limit for Kalia's Seal Necklace is 2.5 billion elk.

Of course, there were high-ranking nobles who loaned more than that amount… …but it was by no means common.

Because the nobles were extremely reluctant to let others know about their financial situation, they rarely used loans unless they needed money urgently.

'Cash, even more so.'

Anyway, this point alone is not enough cash.

Because Dyna Bank usually uses more than half of its deposits for investments.

If you want to force cash, you have to recover your investment.

Drelf alone is too much.

At least four branches must cooperate to provide ample space.

But if you do that, it will be a hassle in many ways. It's not just an empty phrase, it will be so much work that it will really give you a headache.

'The first priority is to change the customer's mind… …!'

As a branch manager at Dyna Bank.

Drelf tried hard to change Verden's mind by talking in a roundabout way with flowery words.

So much so that my facial muscles, including my jaw, were sore.

But of course, it didn't work.

“2.5 billion elk. In cash, please.”

“…….”

A decisiveness that leaves no room for doubt.

Negotiations were out of the question for Verden, who had already made up his mind.