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# 153
Taejonbirok Volume 7 Episode 3
Chapter 43: The Lazy Man Sells Off (3)
The ambassador watched the man walk towards the makeshift stand, speechless.
“Hey, what is that?”
“It’s a branch office.”
“Branch office?”
“They said there would be a lot of people in urgent need of money, so they came running all the way from Luoyang to here. I thought they had used some kind of magic. If they had asked me to get there in that amount of time, I wouldn’t have been able to.”
Gong Mu-jin, who was listening to Wei Yan-ho's words, distorted his face without realizing it.
'You can do it, but you probably won't!'
Other people usually say that they can't do it, but they don't do it. Of course, it's true that Wi Yeon-ho can't do it.
“Are you talking about a battlefield?”
"yes."
Wi Yeon-ho nodded slightly.
“Wherever money is needed, there are always people willing to lend it.”
The ambassador watched the situation with a subtle expression.
“Welcome, customer.”
“……Can I borrow money here?”
“Welcome to the historic Galaxy Battleground Luoyang Branch Office. Our Galaxy Battleground is the best battleground in the world, with branches all over the Central Plains. I am Huang Zhong, currently in charge of the branch office.”
“Umm…….”
The man had heard of the Galaxy Battlefield. It was one of the most famous battlefields in the Central Plains, and more than anything else, it was a battlefield famous for lending money and then desperately trying to get it back.
I hesitated for a moment, but there was no other way.
Wasn't there a golden opportunity right in front of him to get the Emperor's Eugene for just two nyang? Of course, this wasn't the method he had in mind.
The man turned his head and looked at the people lying face down on the floor, copying the Emperor's Eugene.
Excluding the hundred or so people who have already transcribed, there are more than thirty people who are currently transcribing.
'I, I can't fall behind either.'
If only one person had taken over, I could give up. However, if the secret spreads like this, at some point, those who were at a similar level may return as time-honored masters.
It's hard not to do something that everyone else is doing.
“Give me!”
The man said through gritted teeth.
“Yes, sir. Of course we should give it to you. But before that, there are a few things we need to write down.”
"write?"
“What is your name?”
“It’s Jongpil.”
“Oh, are you by any chance the great swordsman Jongpil of Shanxi Nine Swords?”
The man, no, Jongpil nodded.
“I am the one who did it.”
The face of the man who was writing the documents brightened up.
“You were the great swordsman Jongpil. I have also heard of your brilliant reputation. If you are the great swordsman Jongpil, I can give you two nyang of gold right here and now. Do you need any more money? Today, our branch office is offering a loan at a lower interest rate than usual for your convenience. This is a rare opportunity, so please think about it carefully.”
“Hmm.”
A look of worry began to appear on Jongpil's face.
“Hey, what’s the interest rate? Surely you’re not offering usury?”
“Why are you saying such disappointing things? Our Galaxy Battleground is a sound company officially registered and operated by the Imperial Family. It is a completely different enterprise from the swindlers of the Black Sea who don’t even have a business registration number.”
Huang Zhong picked up the booklet lying next to him and opened it.
“Here you can see the recommended interest rate set by the Imperial Household for this year. The benevolent Emperor has decreed that during this year, when the people of the world borrow money, they shall not receive interest exceeding 60%. We, following His Majesty’s order, are only receiving interest of 60%. Ha. Ji. But!”
The yellow bug continued to speak as if spitting fire.
“As I said earlier, in this case, we are specially! Specially! We are only accepting interest of 50%. We are accepting it at an exceptionally low annual interest rate of 50%.”
“Oh, oh, okay?”
Jongpil's head turned desperately.
The saying that the annual interest rate is five percent means that if you borrow two nyang, you have to pay back one nyang in interest per year.
“Hey, these guys are like robbers! Is that a reasonable interest rate?”
"sir?"
“Where did you get the scam?”
Huang Zhong let out a deep sigh.
"sir."
"what!"
“We didn’t come to you to borrow money, you came to us to borrow money.”
“…….”
“Perhaps this is your first time taking out a loan, and of course you might be confused. But, customer, if we lend you money at a reasonable interest rate that you want, how will we make a living? I guarantee you that no matter where you go in the world, there will be no place where you can borrow money at the interest rate that you want. No, no! There might be. Of course there might be. But! Don’t do it!”
Huang Zhong pointed down and said.
“There is no one here. And don’t you need money right now?”
“Euuuum.”
Jongpil hesitated and stepped back.
The force of the Huang Zhong was overwhelming him.
"and!"
Hwang Chung slowly approached Jongpil and whispered.
——————
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“Now, look. What are those people copying now? Isn’t it the Sword Emperor’s Secret? Isn’t this a golden opportunity to obtain such a time-honored secret for only two nyang? If you learn martial arts based on that secret, you will become the best master in the world. When that happens, how difficult would it be to repay the three nyang of gold?”
Jongpil's face twitched.
“You have to think carefully. Right now, two nyang of gold and one nyang of interest may seem like a lot of money to a great swordsman. But after you get your hands on that secret weapon, will that still be a lot of money? Have you ever heard of a world-class swordsman struggling because he has no money?”
“I don’t think I’ve ever heard of anything like that.”
“That’s right! Why haven’t you heard of it? Why wouldn’t it happen? It’s because it’s so easy to make money once you become a master. Even now, Master Jongpil is famous all over the world, but after you obtain that secret, you will have a reputation and skills that are incomparable to what you have now. After that, money isn’t money. It’s something you can have if you just put your mind to it.”
“Euuuuum…….”
Jongpil began to shake.
Huang Zhong's speech was very persuasive.
“Would you give up this opportunity and regret it later? You might think, ‘Oh, if I had borrowed money like a man back then, I would have been able to easily afford thirty nyang instead of three nyang by now.’”
Hwang Chung said to the shaking Jongpil with an exasperated look on his face.
“Of course, this is from the perspective of a mortal like me who makes a living by doing business with money. Even if it’s not simply a matter of money… Jong Daehyeop! Isn’t the opportunity to become a master of the ages right in front of you? As a single person, would you miss this opportunity?”
A look of conflict appeared on Jongpil's face.
That's right… … .
That's all true, you know.
But why do I have this feeling like I've been scammed all along?
Huang Zhong, who noticed that Jongpil was shaking, drove the wedge in. Huang Zhong pointed to those who were writing and said.
“There are people out there who have taken that opportunity.”
Jongpil's eyes turned to those who were fighting hard but still not stopping their writing.
“Right now, Jong Daehyeop is no worse than them. But will Jong Daehyeop be able to stand shoulder to shoulder with them in a year?”
“Ha, I will! I will borrow it!”
It seemed as if Hwang Chung's last words had been the deciding factor, as Jongpil nodded his head urgently.
“That’s a wise decision. Then please fill out this form. Write your name on it, sign it, and stamp your thumbprint on it. Oh, and here too.”
As soon as the word was out, the documents were drafted in a flash.
After carefully checking the documents, Hwang Chung smiled and stepped forward to lead Jongpil.
“You can come this way.”
“……Money?”
“You don’t have to worry, I will personally deliver the money to you. The Great Leader, this person paid the amount.”
Wi Yeon-ho glanced at Jong-pil and nodded.
“Go and write in the empty space over there.”
“Go, thank you.”
Jongpil sat down on the dirt floor in the corner. Seomun Da-yeon approached him and handed him some documents.
“Hey, what is this?”
“It’s a pledge to never leak the secrets that I’ve been saving.”
“Why do you need that?”
“Oh, what are you talking about? We’re not selling secrets. What if you take these secrets and show them to everyone else?”
“Oh, I see.”
“Please sign.”
Jongpil carefully looked over the pledge. There was nothing major in it. After reading it all, he found that it only contained a clause that if anyone were to go somewhere and resell or share the copied secrets, he would not protest even if he was beaten to death.
When he saw the pre-signed seal of Wei Yanho at the very bottom, his desire to share the secret disappeared. In his eyes, the terrifying clubbing that Wei Yanho had shown was still good, so would he be crazy enough to suffer that?
“Well, can’t it be done for children too?”
“Relatives are allowed, but not above uncle.”
"All right."
After Jongpil signed quietly, Seomun Da-yeon took a secret document, a new book, and some writing brush and ink and stood up.
Huang Zhong walked quickly towards Wei Yanhu, smiled, took out three gold coins from his pocket and handed them to him.
The prince tilted his head when he saw the sight.
Are you out of your mind watching this crazy situation? Why is the gold worth three nyang instead of two?
“Why, why three nyang?”
Huang Zhong put his hand to his mouth as if telling him to be quiet. Gong Ling saw the hand gesture and asked again in a small voice.
“I asked why it was three nyang.”
Huang Zhong answered with a grin.
“It’s simple. He pays two nyang, and we pay one nyang.”
“Why did you borrow the money from them but give just one nyang to Wi Yeon-ho?”
“It’s a customer acquisition cost.”
“Customer acquisition cost?”
When Ambassador Gong Ling tilted his head as if he didn't understand at all, Huang Zhong clicked his tongue.
The Gongryong blushed without realizing it, feeling like he had become an innocent country boy from the way he clicked his tongue. After all, it was not easy for them, who had distanced themselves from the secular world and practiced Buddhism, to understand the difficult worldly calculations of money.
“If the Great Hero Wei Yanho had not called us, how could we have lent so much money to so many people? From our perspective, it is an opportunity to maximize our sales, so it is only right to pay the cost.”
“But then doesn’t that mean you don’t have any money to earn?”
“Oh, monk. Why are you so depressed?”
Huang Zhong approached quietly and spoke softly to Gong Ling.
“How many of them can pay off all three nyang within a year? If we just wait a year, all the interest accrued from then on will be ours. It’s good for my sister and my brother-in-law, and it’s a win-win!”
The ambassador unconsciously clasped his hands together and recited the Buddhist scriptures.
The basket is here!
The basket!